FREE GIFT WHEN YOU SPEND £45*
SHOP NOW. PAY OVER TIME WITH KLARNA*
CYBER MONDAY: 20% OFF EVERYTHING*
FREE DELIVERY ON ORDERS OVER £30
PROUD CHARITY PARTNERS OF MAKE-A-WISH UK
DISCOVER THE CHRISTMAS COLLECTION
SHOP NOW. PAY OVER TIME WITH KLARNA*
REFER A FRIEND FOR 15% OFF
15% STUDENT DISCOUNT
PROUD CHARITY PARTNERS OF MAKE-A-WISH UK

How it works

Pay in 3 allows you to spread the cost of your purchase into 3 interest-free instalments. There is a minimum spend of £35, and the first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information Pay Later in 30 Days with Klarna is a payment method which allows you to buy now and pay later, meaning you only have to pay for the items that you keep. This gives you extra flexibility when paying for your order as you're able to pay within 30 days. If you choose to pay using Pay Later with Klarna, please remember to spend responsibly – sometimes, delaying or splitting up payments might not always be the best option.

Frequently Asked Questions

WHAT IS KLARNA AND HOW DO I SIGN UP?
HOW DOES PAY LATER/PAY IN 3 WITH KLARNA WORK AND WHAT'S THE DIFFERENCE?
WHAT HAPPENS IF I CANCEL MY KLARNA ORDER?
HOW CAN I RETURN MY ORDER IF I'VE PAID WITH KLARNA?

Joma Jewellery Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. T&Cs apply.

Introducing Klarna

Something caught your eye? Choose Klarna at checkout and pay for your order 30 days after it's been shipped, or in 3 instalments. Same price, just more time to pay! Updating your new season wardrobe has never been easier.

Something caught your eye? Choose Klarna at checkout and pay for your order 30 days after it's been shipped, or in 3 instalments. Same price, just more time to pay! Updating your new season wardrobe has never been easier.

How It Works

Pay in 3 allows you to spread the cost of your purchase into 3 interest-free instalments. There is a minimum spend of £35, and the first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information

Pay Later in 30 Days with Klarna is a payment method which allows you to buy now and pay later, meaning you only have to pay for the items that you keep. This gives you extra flexibility when paying for your order as you're able to pay within 30 days. If you choose to pay using Pay Later with Klarna, please remember to spend responsibly – sometimes, delaying or splitting up payments might not always be the best option.

Find out more here.

Pay in 3 allows you to spread the cost of your purchase into 3 interest-free instalments. There is a minimum spend of £35, and the first payment is made at point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. Select the Klarna option and enter your debit or credit card information

Pay Later in 30 Days with Klarna is a payment method which allows you to buy now and pay later, meaning you only have to pay for the items that you keep. This gives you extra flexibility when paying for your order as you're able to pay within 30 days. If you choose to pay using Pay Later with Klarna, please remember to spend responsibly – sometimes, delaying or splitting up payments might not always be the best option.

Find out more here.

How To Use

FAQs

What is Klarna and how do I sign up?

Klarna allows you the option to Pay in 3 or Pay in 30 days as a longer term financing option. To use Klarna you must be a UK resident over 18. Simply download the Klarna app or sign up on Klarna's website.

How does Pay Later/Pay in 3 with Klarna work and what's the difference?

Pay Later with Klarna is a payment method which allows you to buy now and pay later. You have 30 days to pay for your goods after they are shipped. Meaning you only pay for the items that you keep if you choose to return any unwanted items!

Pay in 3 allows you to split your payment into 3 equal instalments. The first payment is made at the point of purchase, and the remaining instalments will be scheduled automatically every 30 days.

You can keep a check on your payments schedule in the Klarna app or on Klarna's website.

What happens if I cancel my Klarna order?

Klarna will cancel any future scheduled payments as well as refund any amounts due. You will see the return in the Klarna app. The refund can take up to 5-7 business days.

How can I return my order if I've paid with Klarna?

1. Create your return via the Royal Mail returns portal (hopefully RMA).

2. Your items will arrive back with us and be processed within 5 working days. Once we've checked the items, you will receive an email as soon as we've completed your return.

3. Klarna will adjust your outstanding invoice, you will be able to check this on the via the Klarna app.

4. Klarna will issue a full refund if the invoice has already been paid, this will be issued back to the debit or credit card you paid with. This can take a further 5 working days.

Once we have received your return, Klarna will cancel any future scheduled payments and will notify you of any refund amounts due. The return will be reflected in the Klarna app and will be issued back to the debit or credit card used on the Klarna account.

Joma Jewellery Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. T&Cs apply.

How To Use

FAQs

What is Klarna and how do I sign up?

Klarna allows you the option to Pay in 3 or Pay in 30 days as a longer term financing option. To use Klarna you must be a UK resident over 18. Simply download the Klarna app or sign up on Klarna's website.

How does Pay Later/Pay in 3 with Klarna work and what's the difference?

Pay Later with Klarna is a payment method which allows you to buy now and pay later. You have 30 days to pay for your goods after they are shipped. Meaning you only pay for the items that you keep if you choose to return any unwanted items!

Pay in 3 allows you to split your payment into 3 equal instalments. The first payment is made at the point of purchase, and the remaining instalments will be scheduled automatically every 30 days.

You can keep a check on your payments schedule in the Klarna app or on Klarna's website.

What happens if I cancel my Klarna order?

Klarna will cancel any future scheduled payments as well as refund any amounts due. You will see the return in the Klarna app. The refund can take up to 5-7 business days.

How can I return my order if I've paid with Klarna?

1. Create your return via the Royal Mail returns portal (hopefully RMA).

2. Your items will arrive back with us and be processed within 5 working days. Once we've checked the items, you will receive an email as soon as we've completed your return.

3. Klarna will adjust your outstanding invoice, you will be able to check this on the via the Klarna app.

4. Klarna will issue a full refund if the invoice has already been paid, this will be issued back to the debit or credit card you paid with. This can take a further 5 working days.

Once we have received your return, Klarna will cancel any future scheduled payments and will notify you of any refund amounts due. The return will be reflected in the Klarna app and will be issued back to the debit or credit card used on the Klarna account.

Joma Jewellery Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. T&Cs apply.